So you wanted affordable healthcare. Did you get it? Some are coming to the conclusion that it’s best to stay poor and suck off the public teat. At least one gets substandard care through Medicaid.
Gwendolyn Harris is trying to do the right thing. She got a job as a healthcare worker. The only problem is she can’t afford Obamacare.
She began to look for subsidized insurance under the Affordable Care Act, the federal law that has expanded coverage to millions of Americans. Harris said she has a chronic health condition that is going to require surgery soon, so she wanted to find something comprehensive.
What she found under Ohio's options was a plan with $405 monthly premium, a $2,000 deductible, and a maximum of $6,600 in out-of-pocket costs. The government subsidy brought the total premium down to $334 a month, but she said the discount is not enough to make it affordable.
"I can't afford the premium, let alone the deductible and the out of pocket," Harris said, adding that the plan has a $15 co-pay for prescription drugs and $55 for specialty care visits.
Cathy Levine, executive director at the Universal Health Care Action Network, said Harris's story spotlights holes in the system for expanding access to insurance.
"It's totally unfair that someone follows the rules, gets a job, gets off Medicaid, and now can't obtain coverage," Levine said. "Other states have found ways to design health plans without high deductibles. Ohio should become one of them.
Sorry to tell you this, but other states are having the same problems as Ohio.